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Empowering Women Entrepreneurs: How Tassmatt’s Milk ATMs are Creating Opportunities in Kenya

Across Kenya, women play a critical role in driving the national economy, particularly in the informal sector. However, access to resources and opportunities can be limited, hindering their entrepreneurial spirit. Tassmatt’s Limited Milk ATMs are emerging as a powerful tool for change, empowering women entrepreneurs and fostering economic independence within their communities.

milk atm machine installed at joska machakos

Milk ATMs, or automated milk dispensing machines, are a novel concept introduced by Tassmatt Limited. These machines allow customers to purchase fresh, pasteurized milk in quantities that suit their needs and budgets. The customer simply inserts money into the machine, selects the desired amount of milk, and the machine dispenses it directly into the customer’s container. This eliminates the need for packaging, making it an environmentally friendly solution.

Empowering Women through Entrepreneurship

The introduction of Milk ATMs has opened up new entrepreneurial avenues for women in Kenya. Traditionally, women have been heavily involved in dairy farming, but their roles have often been confined to production rather than business ownership. Milk ATMs provide an opportunity for women to transition from producers to entrepreneurs.

One of the key aspects of this transformation is accessibility. Tassmatt has made it possible for women to purchase and operate Milk ATMs through flexible financing options and training programs. These initiatives are crucial in a context where women often face significant barriers to accessing capital and business education. By lowering these barriers, Tassmatt is empowering women to take control of their economic futures.

Success Stories: Women Leading the Way

Across Kenya, numerous success stories highlight the impact of Milk ATMs on women’s lives. Take, for example, Mary Wanjiku from Nakuru County. A small-scale dairy farmer, Mary struggled to make ends meet due to fluctuating milk prices and the high cost of transporting her milk to markets. After attending a training session hosted by Tassmatt, she decided to invest in a Milk ATM. Today, Mary not only sells her milk at a competitive price but also provides employment opportunities to other women in her community.

milk atm machine installed in Molo

Similarly, in Kisumu County, Jane Otieno has leveraged her Milk ATM to become a community leader. Jane, who once relied solely on her small dairy farm, now operates a thriving milk vending business. She has expanded her operations to include multiple machines and has become a mentor to other aspiring women entrepreneurs in the region. Her success story is a testament to the potential of Milk ATMs to drive economic growth and social change.

Community Impact and Beyond

The impact of Milk ATMs extends beyond individual success stories. These machines are fostering a sense of community and collaboration among women entrepreneurs. In many areas, women have formed cooperatives to purchase and manage Milk ATMs collectively. This collaborative approach not only reduces the financial burden on individual entrepreneurs but also creates a support network that enhances business sustainability.

Moreover, the presence of Milk ATMs in communities promotes better nutrition and health outcomes. By providing a reliable source of fresh, affordable milk, these machines help combat malnutrition, especially among children. This nutritional benefit is particularly important in low-income areas where access to quality food is limited.

Challenges and the Way Forward

While the impact of Tassmatt’s Milk ATMs is undeniably positive, there are still challenges to address. For instance, the initial cost of the machines, even with financing options, can be a hurdle for some women. Additionally, there is a need for ongoing training and support to ensure that women can effectively manage their businesses and adapt to changing market conditions.

To overcome these challenges, a multi-faceted approach is necessary. Government support, in the form of subsidies and grants, could make Milk ATMs more accessible to a broader range of women. Additionally, partnerships with NGOs and financial institutions could provide the necessary training and resources to ensure long-term success.

Traditionally, dairy farming in Kenya and milk sales have been dominated by men. Women often play a crucial role in these activities but lack ownership and control. Tassmatt’s Milk ATMs provide a unique opportunity for women to become agents of change within the dairy industry. The model offers several advantages that are particularly attractive to women entrepreneurs:

  • Lower Investment Costs: Compared to traditional dairy shops or kiosks, Milk ATMs require a significantly lower initial investment. This makes it easier for women entrepreneurs to participate, even with limited access to capital. Microloans or investment groups specifically focused on women can further empower them to take the leap into Milk ATM ownership.
  • Flexible Working Hours: Milk ATMs operate 24/7, allowing women to manage their business around their existing family and household responsibilities. This flexibility is crucial for women who often juggle childcare and other domestic duties alongside their entrepreneurial endeavors.
  • Simplified Operations: Tassmatt’s Milk ATMs are designed for ease of use. Refilling, cleaning, and basic maintenance can be learned quickly, minimizing reliance on external support and empowering women to manage their businesses independently.
  • Improved Income Potential: Milk ATMs offer a consistent and reliable source of income. Women entrepreneurs can set their own profit margins, allowing them to control their earnings and reinvest in their businesses. Compared to selling loose milk, Milk ATMs minimize spoilage and ensure consistent quality, leading to potentially higher profits.

The impact of Tassmatt’s Milk ATMs extends beyond economic empowerment. Owning and managing a Milk ATM fosters a sense of self-reliance and confidence among women. They gain valuable business skills, such as inventory management, customer service, and financial planning. These skills can be applied not only to their Milk ATM businesses but also to other entrepreneurial ventures they may pursue in the future.

Furthermore, Milk ATMs can create a ripple effect within communities. As women entrepreneurs gain financial independence, they are more likely to invest in their families’ health and education. This contributes to a cycle of positive change, breaking down gender barriers and creating a more equitable society.

Tassmatt’s commitment to empowering women entrepreneurs goes beyond simply providing the technology. Training programs can equip women with the necessary skills to operate and maintain their Milk ATMs effectively. Additionally, partnerships with microfinance institutions can facilitate access to funding, enabling more women to embrace this exciting opportunity.

In conclusion, Tassmatt’s Milk ATMs are a powerful tool for social and economic transformation in Kenya. By empowering women entrepreneurs, they are not only creating new businesses but also fostering a more inclusive and prosperous future for Kenyan communities. As the Milk ATM network continues to grow, it has the potential to be a game-changer for women’s economic participation in Kenya.

How Milk Dispensing ATMs By Tassmatt At Supermarkets Are Giving Processors Sleepless Nights

Sale of milk across the country has gone high-tech with the introduction of vending machines in urban centres that dispense milk just like money from an Automated Teller Machine.

Many supermarkets and outlets have acquired the equipment, which has seen consumers slowly drift away from purchasing packaged milk.

This has come as a relief for thousands of milk vendors who have, for years, been exploited by middlemen as they can now sell the produce directly to those who own vending machines.

At the same time, the fact that packaging cost is not factored, allows consumers to purchase the product at a cheaper price.

The equipment allows users to purchase milk by depositing money — in coin form — and in turn receive varied milk quantities directly from the dispenser.

Moses Mwangi an attendant at Tuskys Supermarket in Nairobi, says most customers prefer to buy milk directly from the dispenser.

The supermarket, he says, sells up to 1,500 litres of milk per day. The product is purchased directly from contracted farmers.

Most outlets sell a litre of the milk at Sh65 compared to Sh100 for packaged milk. “Apart from the fact that it’s cheaper, consumers like the product because it is sourced directly from farmers,”  Mwangi says. The Sh7 million machine holds up to 2,000 litres of milk.

For large outlets like supermarkets, consumers are required to pay at the counter before the attendant dispenses the required quantity of milk. One can either buy a new container or use their own container to carry the product.

Hilda Githaiga, who has been purchasing milk from the ATM says besides being cheap, it is always fresh.

“I buy in large quantities and keep in my fridge for about a week. Purchasing directly from the dispenser is cheaper and you can always be sure of quality. I can’t remember the last time I bought packaged milk,”  Githaiga says.

Margaret Oyando says: “I love the fact that I can drink the milk without having to boil it.”

An attendant at the Naivas Supermarket, Mountain Mall branch in Nairobi, Paul Mtunya, says their machine holds about 1,000 litres.

He points out that the introduction of the dispenser has since posed competition to other processors who supply packaged milk.

“More people prefer buying milk directly from the dispenser because it is cheaper and you get value for money,” he said.

Nakumatt Supermarket has not been left out and most branches have installed the dispenser as well.

Returns are enormous on milk ATMs

“We cannot miss milk in this machine on a daily basis. We have been watching the market over a long time, and we now understand what they need. We will be moving to other branches very soon,” says Alfred Wesonga, an attendant.

Naivas Supermarkets sell a litre of milk at Sh65 while half a litre retails at Sh33. The same product at Uchumi and Nakumatt supermarkets costs Sh60.

Charles Boit, a businessman based in Eldoret, launched the initiative a year ago and says the returns are enormous. He reveals that he sells at least 1,000 litres of milk everyday and the demand has been growing. Boit sells a litre of milk at Sh60, which means on a daily basis, he earns Sh60,000 translating to Sh1.8 million monthly.

Ordinarily, milk is pumped directly from the farm to the coolers where it is pasteurised before being stored in the dispenser. Boit plans to set up another milk dispenser within the town and buy milk from farmers in the region.

“Our goal is to eliminate hawkers who frustrate consumers by selling low quality milk at high prices. We want to reach consumers at the comfort of their homes,” Boit said.

He says, “I was inspired to start the project because customers are looking for pasteurised fresh whole milk at a reasonable price since milk has, over the years, become very expensive.”

The fact that the milk atm machines have inbuilt boiling and pasteurisation compartments automatically meets the safety requirements of Kenya Dairy Board (KDB) – the sole regulator in the country.

Last year, KDB banned milk hawking as a quality and safety measure as well as to protect investors who own processing plants and have spent money on distribution systems.

However, there are still a number of milk hawkers upcountry who continue to exploit consumers.

The price of milk has been on the rise, a factor that has been attributed to increasing demand and changing weather patterns that influence production.

To purchase milk ATM in Kenya, contact Tassmatt Agencies Limited via 0726-410068

Article: Credit

The best company to buy milk ATM in Kenya today

Milk vending ATM machines (milk ATM dispensers) are produced in Kenya by Tassmatt Agencies Limited, (+254 726-410068). Their Vending Milk ATM Machines are programmed to provide you with high levels of accuracy while at the same time allowing you to input customized calibrations that suit your customers.

” We are proud of being the first domestic producer of milk vending machine’s in Kenya, and we aim to reduce the imports of milk vending machines and keep the domestic capital in the country and at the same time give importance to export our products all over the world

We are producing the milk vending ATM machine in accordance with the %100 statement issued by the Ministry of Agriculture, Livestock, Fisheries and Co-operatives  and Kenya Dairy Board.

Our milk vending machines have 4 different capacities and we offer different options such as payment system, cleaning system and operating model.

There are 1 YEAR WARRANTY against manufacturing faults of milk atm vending machines that we produce. We increase our authorized service points every day except our own service.”

MAIN FEATURES OF Milk Vending ATM Machine 

  • 100-180-200-400 Liters capacities are available and even bigger customised
  • Stainless milk tank as per KDB regulations
  • Hygienic design
  • Special milk pump to prevent milk foaming
  • Filling unit washed after each filling
  • Smart cooling system
  • Ability to see milk temperature on the screen


  • Non-returnable coin payment mechanism
  • Paper money and credit card
  • Collection with preloaded systems
  • Barcode printer for supermarkets
  • Possibility cleaning with CIP system

For more information: Contact 0726-410068

Other similar machines are also produced at Tassmatt like Milk Coolers, Milk Pasteurizers, Water Purification Systems, Water ATMS, RO Water machines, Cooking and salad oil ATMs